For Sale MLS® X13743122

29 Kilty Bay Road

Freeman · Georgian Bay · ON · P0C 1H0

On market 17 days

Flyer Contact agent
3 Beds
1 Bath
1,100–1,500 Sqft
6 Parking
Detached Type
100+ Age

About this property

There are waterfront properties you buy for what they are today, and others you buy because you can see what they could become. This one offers a little of both. Set on a large, private property on Stewart Lake near MacTier, this older three-bedroom cottage has the kind of character that is increasingly hard to find. It is dated-very dated-but that's also part of what makes it interesting. Inside, old windows frame the lake from two sunrooms; original-feeling woodwork adds warmth and a fireplace, while not currently operational, remains a natural focal point. The three-level layout is unique, and throughout the cottage there are reminders of an earlier era of Muskoka cottage life. It won't be for the buyer looking for something newly renovated and ready to impress. It's for someone who appreciates what is already here and can imagine thoughtfully bringing it forward. Enjoyed year round or seasonally. Outside, mature trees, established stonework and approximately 1.21 acres create a wonderfully private setting, while the cottage's position close to the water keeps Stewart Lake very much a part of everyday life. With approximately 256 feet of waterfront, there's room here to enjoy the property as it is, improve and potentially expand the existing cottage, or explore the possibilities of the site for something entirely new, subject to the appropriate approvals. Stewart Lake offers the quieter side of Muskoka waterfront living, with opportunities for swimming, paddling and days spent simply enjoying the lake. And when the day is over, those old sunroom windows might just be the best seat in the house. This isn't a polished cottage pretending to be new. It's an old one with character, privacy and possibilities-and for the right buyer, that's exactly the point.

Key facts

Type Detached · Sidesplit 3
Size 1,100–1,500 sqft
Lot 256 ft frontage
Age 100+
Taxes $2,917/yr
Basement Crawl Space, Unfinished
Total parking 6
Neighbourhood Freeman
Property details
Property type Detached
Style Sidesplit 3
Age 100+
Rooms & baths
Bedrooms above / below 3
Building & utilities
Basement Crawl Space, Unfinished
Parking
Total 6
Lot
Width / Depth 256 ft
Financial
Taxes $2,917/yr

Rooms

10 rooms on 2 level s

Type Dimensions Features
Main
Laundry 14' × 10'10"
Kitchen 17' × 9'9"
Dining Room 13'8" × 18'3"
Sunroom 18'10" × 8'3"
Living Room 14'10" × 21'4"
Bathroom 6'3" × 8'6" 4 Pc Bath
Second
Primary Bedroom 13'5" × 9'9"
Bedroom 2 10'4" × 7'6"
Bedroom 3 10'4" × 10'4"
Sunroom 20'9" × 9'2"

Mortgage calculator

$3,733/moMonthly payment
$639,200Mortgage amount
$480,693Total interest
$1,279,693Total cost

Location

Market Overview

Georgian Bay

Loading market data…
MLS® X13743122 Brokerage Royal LePage Team Advantage Realty Listed Sep 3, 2026 Updated Sep 4, 2026

Listing data provided by the Toronto Regional Real Estate Board (TRREB).

Similar properties

The listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The listing data is deemed reliable but is not guaranteed accurate by TRREB. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.

Last updated: September 20, 2026.

$799,000 3 bd · 1 ba
Call Text